--- title: (18) description: (18) --- [![sr-logo-dark](https://f.hubspotusercontent20.net/hub/275827/hubfs/sr-assets/images/sr-logo@2x.png?width=220&height=50&name=sr-logo@2x.png) ![Wise-Advice-logo-min](https://blog.wiseadvice.co.nz/hs-fs/hubfs/Wise%20Advice_Logo/Wise-Advice-logo-min.png?width=160&height=60&name=Wise-Advice-logo-min.png)](https://www.wiseadvice.co.nz/) [![Wise-Advice-logo-min](https://blog.wiseadvice.co.nz/hs-fs/hubfs/Wise%20Advice_Logo/Wise-Advice-logo-min.png?width=160&height=60&name=Wise-Advice-logo-min.png)](https://www.wiseadvice.co.nz/) - [About us](https://www.wiseadvice.co.nz/about-us) - Industry - [Ecommerce Accounting](https://www.wiseadvice.co.nz/ecommerce-accounting) - [Hospitality Accounting](https://www.wiseadvice.co.nz/hospitality-accounting) - [Professional Services Accounting](https://www.wiseadvice.co.nz/professional-services-accounting) - [Crypto Accounting](https://www.wiseadvice.co.nz/crypto-accountant-nz) - Services & Pricing - [Business Accounting](https://www.wiseadvice.co.nz/business-accounting-package) - [Rental Property Accounting](https://www.wiseadvice.co.nz/rental-property-accounting) - Resource Center - [Business Resource and Tools](https://www.wiseadvice.co.nz/business-resources-and-tools) - [Blog](https://blog.wiseadvice.co.nz/) - [Contact Us](https://www.wiseadvice.co.nz/contact) - [Pukekohe Office](https://www.wiseadvice.co.nz/pukekohe-office) - [About us](https://www.wiseadvice.co.nz/about-us) - Industry - [Ecommerce Accounting](https://www.wiseadvice.co.nz/ecommerce-accounting) - [Hospitality Accounting](https://www.wiseadvice.co.nz/hospitality-accounting) - [Professional Services Accounting](https://www.wiseadvice.co.nz/professional-services-accounting) - [Crypto Accounting](https://www.wiseadvice.co.nz/crypto-accountant-nz) - Services & Pricing - [Business Accounting](https://www.wiseadvice.co.nz/business-accounting-package) - [Rental Property Accounting](https://www.wiseadvice.co.nz/rental-property-accounting) - Resource Center - [Business Resource and Tools](https://www.wiseadvice.co.nz/business-resources-and-tools) - [Blog](https://blog.wiseadvice.co.nz/) - [Contact Us](https://www.wiseadvice.co.nz/contact) - [Contact Us](https://www.wiseadvice.co.nz/contact) - [Pukekohe Office](https://www.wiseadvice.co.nz/pukekohe-office) [Call us now](https://www.wiseadvice.co.nz/tel:0800304040) [Client Login](https://wiseadvice.co.nz.practice.report/) [![](https://blog.wiseadvice.co.nz/hubfs/email%20banner.png)](https://blog.wiseadvice.co.nz/resurgence-wages-subsidy) [Business Advice](https://blog.wiseadvice.co.nz/tag/business-advice), [finance](https://blog.wiseadvice.co.nz/tag/finance-2), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [Management](https://blog.wiseadvice.co.nz/tag/management), [News](https://blog.wiseadvice.co.nz/tag/news), [Cov19](https://blog.wiseadvice.co.nz/tag/cov19) ### [New Wage Subsidies](https://blog.wiseadvice.co.nz/resurgence-wages-subsidy) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on August 18, 2020 Below are the recent updates with regards to the Wage Subsidy. [Read More](https://blog.wiseadvice.co.nz/resurgence-wages-subsidy) [![](https://blog.wiseadvice.co.nz/hubfs/Banner%202-1.png)](https://blog.wiseadvice.co.nz/8-lessons-to-starting-a-business) [Business Advice](https://blog.wiseadvice.co.nz/tag/business-advice), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [Management](https://blog.wiseadvice.co.nz/tag/management) ### [8 Lessons to Starting a Business](https://blog.wiseadvice.co.nz/8-lessons-to-starting-a-business) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on August 06, 2020 A new entrepreneur will encounter a million issues: legal setbacks, human resources, intellectual property, product development, marketing—the list is endless. Starting a business is a daunting ... [Read More](https://blog.wiseadvice.co.nz/8-lessons-to-starting-a-business) [![](https://blog.wiseadvice.co.nz/hubfs/photo-1551462577-9aaf3ff5d927.jpeg)](https://blog.wiseadvice.co.nz/why-creating-time-is-the-first-step-in-improving-your-hospitality-business-profitability) [Business Advice](https://blog.wiseadvice.co.nz/tag/business-advice), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [Management](https://blog.wiseadvice.co.nz/tag/management) ### [Why Creating Time is the First Step in Improving your Hospitality Business Profitability](https://blog.wiseadvice.co.nz/why-creating-time-is-the-first-step-in-improving-your-hospitality-business-profitability) By [Richard McLeod](https://blog.wiseadvice.co.nz/author/richard-mcleod) on August 06, 2020 Why do some bars, restaurants and cafés achieve outrageous success while so many make poor returns or even run out of cash and are forced to close their doors? For 15 years I was involved in a ... [Read More](https://blog.wiseadvice.co.nz/why-creating-time-is-the-first-step-in-improving-your-hospitality-business-profitability) [![](https://blog.wiseadvice.co.nz/hubfs/Blog%20post-1.png)](https://blog.wiseadvice.co.nz/ways-to-benchmark-your-business) [Business Advice](https://blog.wiseadvice.co.nz/tag/business-advice), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [Management](https://blog.wiseadvice.co.nz/tag/management) ### [Ways to benchmark your business](https://blog.wiseadvice.co.nz/ways-to-benchmark-your-business) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on June 26, 2020 For many business owners, determining the success of a business comes down to how much profit the company makes. Of course, finances are an important measure of an company’s overall success. If you ... [Read More](https://blog.wiseadvice.co.nz/ways-to-benchmark-your-business) [![](https://blog.wiseadvice.co.nz/hubfs/WiseAdvice_November2017/Images/auckland1.jpg)](https://blog.wiseadvice.co.nz/budget-2020-help-for-businesses) [loan](https://blog.wiseadvice.co.nz/tag/loan), [Cov19](https://blog.wiseadvice.co.nz/tag/cov19), [budget 2020](https://blog.wiseadvice.co.nz/tag/budget-2020) ### [Budget 2020 – Help for Businesses](https://blog.wiseadvice.co.nz/budget-2020-help-for-businesses) By [Brad Golchin](https://blog.wiseadvice.co.nz/author/brad-golchin) on May 15, 2020 The Budget yesterday offered some further assistance for businesses facing severe issues due to Covid-19. The main purpose of the budget is to protect current jobs and create new ones to reduce ... [Read More](https://blog.wiseadvice.co.nz/budget-2020-help-for-businesses) [cashflow](https://blog.wiseadvice.co.nz/tag/cashflow), [loan](https://blog.wiseadvice.co.nz/tag/loan), [SMEs](https://blog.wiseadvice.co.nz/tag/smes), [Wages Subsidy](https://blog.wiseadvice.co.nz/tag/wages-subsidy), [Cov19](https://blog.wiseadvice.co.nz/tag/cov19) ### [Small business cash flow loan scheme (SBCS)](https://blog.wiseadvice.co.nz/small-business-cash-flow-loan-scheme-sbcs) By [Brad Golchin](https://blog.wiseadvice.co.nz/author/brad-golchin) on May 15, 2020 [Read More](https://blog.wiseadvice.co.nz/small-business-cash-flow-loan-scheme-sbcs) [![](https://blog.wiseadvice.co.nz/hubfs/2nd%20stimulus.jpg)](https://blog.wiseadvice.co.nz/covid-19-further-relief-for-small-and-medium-sized-businesses-announced-today) [Cov19](https://blog.wiseadvice.co.nz/tag/cov19), [Goverment Simulus](https://blog.wiseadvice.co.nz/tag/goverment-simulus), [loss carry back](https://blog.wiseadvice.co.nz/tag/loss-carry-back) ### [Covid-19, Further relief for small and medium sized businesses announced today](https://blog.wiseadvice.co.nz/covid-19-further-relief-for-small-and-medium-sized-businesses-announced-today) By [Brad Golchin](https://blog.wiseadvice.co.nz/author/brad-golchin) on April 15, 2020 [Read More](https://blog.wiseadvice.co.nz/covid-19-further-relief-for-small-and-medium-sized-businesses-announced-today) [![](https://blog.wiseadvice.co.nz/hubfs/Stock%20images/xero-projects-for-everyone-header_800x480_acf_cropped.jpg)](https://blog.wiseadvice.co.nz/benefits-of-using-technology) [accounting systems](https://blog.wiseadvice.co.nz/tag/accounting-systems), [Management](https://blog.wiseadvice.co.nz/tag/management), [small business](https://blog.wiseadvice.co.nz/tag/small-business), [small business accounting](https://blog.wiseadvice.co.nz/tag/small-business-accounting), [tax](https://blog.wiseadvice.co.nz/tag/tax), [xero accountant](https://blog.wiseadvice.co.nz/tag/xero-accountant) ### [Benefits of using technology](https://blog.wiseadvice.co.nz/benefits-of-using-technology) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on April 13, 2020 These days, you can use technology to take care of almost any issue facing your business. If you have a task you don’t like to do, there’s an app or software program to take care of it for you. It ... [Read More](https://blog.wiseadvice.co.nz/benefits-of-using-technology) [![](https://blog.wiseadvice.co.nz/hubfs/adults-arms-around-couple-1586481.jpg)](https://blog.wiseadvice.co.nz/how-to-maximize-your-assets-before-retirement-with-tactical-investing) [assets](https://blog.wiseadvice.co.nz/tag/assets), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [fixed assets](https://blog.wiseadvice.co.nz/tag/fixed-assets), [retirement](https://blog.wiseadvice.co.nz/tag/retirement), [Risk tolerance](https://blog.wiseadvice.co.nz/tag/risk-tolerance), [asset allocation](https://blog.wiseadvice.co.nz/tag/asset-allocation) ### [How to Maximize your Assets before Retirement with Tactical Investing](https://blog.wiseadvice.co.nz/how-to-maximize-your-assets-before-retirement-with-tactical-investing) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on April 06, 2020 Risk tolerance, time horizon, and asset allocation - you've dealt with these factors for a good part of your life, but now, in the face of retirement, they take on a more urgent and significant role. ... [Read More](https://blog.wiseadvice.co.nz/how-to-maximize-your-assets-before-retirement-with-tactical-investing) [![](https://blog.wiseadvice.co.nz/hubfs/WiseAdvice_November2017/Images/188210-636167159883190922-16x9.jpg)](https://blog.wiseadvice.co.nz/investment-basics-understanding-your-gains-and-losses) [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [income](https://blog.wiseadvice.co.nz/tag/income), [investing](https://blog.wiseadvice.co.nz/tag/investing), [investment](https://blog.wiseadvice.co.nz/tag/investment), [return](https://blog.wiseadvice.co.nz/tag/return) ### [Investment Basics - Understanding Your Gains And Losses](https://blog.wiseadvice.co.nz/investment-basics-understanding-your-gains-and-losses) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on March 30, 2020 When you're reviewing your investments, it's important to remember that income and returns come from two main sources, Capital Gains and Interim Income. 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