--- title: | SMEs description: SMEs | --- [![sr-logo-dark](https://f.hubspotusercontent20.net/hub/275827/hubfs/sr-assets/images/sr-logo@2x.png?width=220&height=50&name=sr-logo@2x.png) ![Wise-Advice-logo-min](https://blog.wiseadvice.co.nz/hs-fs/hubfs/Wise%20Advice_Logo/Wise-Advice-logo-min.png?width=160&height=60&name=Wise-Advice-logo-min.png)](https://www.wiseadvice.co.nz/) [![Wise-Advice-logo-min](https://blog.wiseadvice.co.nz/hs-fs/hubfs/Wise%20Advice_Logo/Wise-Advice-logo-min.png?width=160&height=60&name=Wise-Advice-logo-min.png)](https://www.wiseadvice.co.nz/) - [About us](https://www.wiseadvice.co.nz/about-us) - Industry - [Ecommerce Accounting](https://www.wiseadvice.co.nz/ecommerce-accounting) - [Hospitality Accounting](https://www.wiseadvice.co.nz/hospitality-accounting) - [Professional Services Accounting](https://www.wiseadvice.co.nz/professional-services-accounting) - [Crypto Accounting](https://www.wiseadvice.co.nz/crypto-accountant-nz) - Services & Pricing - [Business Accounting](https://www.wiseadvice.co.nz/business-accounting-package) - [Rental Property Accounting](https://www.wiseadvice.co.nz/rental-property-accounting) - Resource Center - [Business Resource and Tools](https://www.wiseadvice.co.nz/business-resources-and-tools) - [Blog](https://blog.wiseadvice.co.nz/) - [Contact Us](https://www.wiseadvice.co.nz/contact) - [Pukekohe Office](https://www.wiseadvice.co.nz/pukekohe-office) - [About us](https://www.wiseadvice.co.nz/about-us) - Industry - [Ecommerce Accounting](https://www.wiseadvice.co.nz/ecommerce-accounting) - [Hospitality Accounting](https://www.wiseadvice.co.nz/hospitality-accounting) - [Professional Services Accounting](https://www.wiseadvice.co.nz/professional-services-accounting) - [Crypto Accounting](https://www.wiseadvice.co.nz/crypto-accountant-nz) - Services & Pricing - [Business Accounting](https://www.wiseadvice.co.nz/business-accounting-package) - [Rental Property Accounting](https://www.wiseadvice.co.nz/rental-property-accounting) - Resource Center - [Business Resource and Tools](https://www.wiseadvice.co.nz/business-resources-and-tools) - [Blog](https://blog.wiseadvice.co.nz/) - [Contact Us](https://www.wiseadvice.co.nz/contact) - [Contact Us](https://www.wiseadvice.co.nz/contact) - [Pukekohe Office](https://www.wiseadvice.co.nz/pukekohe-office) [Call us now](https://www.wiseadvice.co.nz/tel:0800304040) [Client Login](https://wiseadvice.co.nz.practice.report/) [cashflow](https://blog.wiseadvice.co.nz/tag/cashflow), [loan](https://blog.wiseadvice.co.nz/tag/loan), [SMEs](https://blog.wiseadvice.co.nz/tag/smes), [Wages Subsidy](https://blog.wiseadvice.co.nz/tag/wages-subsidy), [Cov19](https://blog.wiseadvice.co.nz/tag/cov19) ## [Small business cash flow loan scheme (SBCS)](https://blog.wiseadvice.co.nz/small-business-cash-flow-loan-scheme-sbcs) By [Brad Golchin](https://blog.wiseadvice.co.nz/author/brad-golchin) on May 15, 2020 [Read More](https://blog.wiseadvice.co.nz/small-business-cash-flow-loan-scheme-sbcs) [![](https://blog.wiseadvice.co.nz/hubfs/brad%20video3.png)](https://blog.wiseadvice.co.nz/mortgage-holiday-business-loan-tax-calrification) [taxation](https://blog.wiseadvice.co.nz/tag/taxation), [SMEs](https://blog.wiseadvice.co.nz/tag/smes), [Risk tolerance](https://blog.wiseadvice.co.nz/tag/risk-tolerance), [Wages Subsidy](https://blog.wiseadvice.co.nz/tag/wages-subsidy), [Cov19](https://blog.wiseadvice.co.nz/tag/cov19), [Goverment Simulus](https://blog.wiseadvice.co.nz/tag/goverment-simulus) ### [Mortgage Holidays, Business Loans & Tax clarifications](https://blog.wiseadvice.co.nz/mortgage-holiday-business-loan-tax-calrification) By [Brad Golchin](https://blog.wiseadvice.co.nz/author/brad-golchin) on March 24, 2020 Today Government announced finance packages to help mortgage holders and SME's The package will include a six month principal and interest payment holiday for mortgage holders and SME customers who's ... [Read More](https://blog.wiseadvice.co.nz/mortgage-holiday-business-loan-tax-calrification) [![](https://blog.wiseadvice.co.nz/hs-fs/hubfs/cov19.png?upscale=true&width=908&upscale=true&name=cov19.png)](https://blog.wiseadvice.co.nz/second-stimulus-announcement-23/03/2020) [SMEs](https://blog.wiseadvice.co.nz/tag/smes), [Wages Subsidy](https://blog.wiseadvice.co.nz/tag/wages-subsidy), [Cov19](https://blog.wiseadvice.co.nz/tag/cov19), [Goverment Simulus](https://blog.wiseadvice.co.nz/tag/goverment-simulus) ### [Second Stimulus announcement 23/03/2020](https://blog.wiseadvice.co.nz/second-stimulus-announcement-23/03/2020) By [Brad Golchin](https://blog.wiseadvice.co.nz/author/brad-golchin) on March 23, 2020 Please refer below to the summary of the announcements today for business owners. • Cabinet has agreed to expand the wage subsidy and has removed the $150,000 cap. • All businesses are eligible, ... [Read More](https://blog.wiseadvice.co.nz/second-stimulus-announcement-23/03/2020) [![](https://blog.wiseadvice.co.nz/hubfs/Stock%20images/photo-of-people-doing-fist-bump-3184430.jpg)](https://blog.wiseadvice.co.nz/9-steps-to-leading-people-successfully-through-major-organizational-change) [Management](https://blog.wiseadvice.co.nz/tag/management), [small business](https://blog.wiseadvice.co.nz/tag/small-business), [success](https://blog.wiseadvice.co.nz/tag/success), [wise advice](https://blog.wiseadvice.co.nz/tag/wise-advice), [goal](https://blog.wiseadvice.co.nz/tag/goal), [planning](https://blog.wiseadvice.co.nz/tag/planning), [SMEs](https://blog.wiseadvice.co.nz/tag/smes) ### [9 Steps to Leading People Successfully through Major Organizational Change](https://blog.wiseadvice.co.nz/9-steps-to-leading-people-successfully-through-major-organizational-change) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on March 23, 2020 Change in business is almost always a good thing, but often poor management means that the workforce becomes disengaged and the change process painful. In the worst cases, this results in irreparable ... [Read More](https://blog.wiseadvice.co.nz/9-steps-to-leading-people-successfully-through-major-organizational-change) [![](https://blog.wiseadvice.co.nz/hubfs/Stock%20images/group-of-people-watching-on-a-laptop-3860617.jpg)](https://blog.wiseadvice.co.nz/three-classic-business-mistakes-and-how-to-avoid-them) [Business Advice](https://blog.wiseadvice.co.nz/tag/business-advice), [Management](https://blog.wiseadvice.co.nz/tag/management), [small business](https://blog.wiseadvice.co.nz/tag/small-business), [business mistake](https://blog.wiseadvice.co.nz/tag/business-mistake), [SMEs](https://blog.wiseadvice.co.nz/tag/smes) ### [Three classic business mistakes and how to avoid them](https://blog.wiseadvice.co.nz/three-classic-business-mistakes-and-how-to-avoid-them) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on March 16, 2020 Even the best entrepreneurs make mistakes. In fact most would advocate that you need to make a few mistakes to learn and grow. So it’s important not to let those missteps stop you from following your ... [Read More](https://blog.wiseadvice.co.nz/three-classic-business-mistakes-and-how-to-avoid-them) [All posts](https://blog.wiseadvice.co.nz/all) [![Wise-Advice-logo-squre](https://blog.wiseadvice.co.nz/hs-fs/hubfs/Wise%20Advice_Logo/Wise-Advice-logo-squre.png?width=50&height=36&name=Wise-Advice-logo-squre.png)](https://www.wiseadvice.co.nz) ©2026 Wise Advice. All rights reserved.  **[Website by Markezing](https://www.markezing.com/growth-led-websites)** - - - - - ![](https://px.ads.linkedin.com/collect/?pid=2297897&fmt=gif)