--- title: | Financial Planning (2) description: Financial Planning | (2) --- [![sr-logo-dark](https://f.hubspotusercontent20.net/hub/275827/hubfs/sr-assets/images/sr-logo@2x.png?width=220&height=50&name=sr-logo@2x.png) ![Wise-Advice-logo-min](https://blog.wiseadvice.co.nz/hs-fs/hubfs/Wise%20Advice_Logo/Wise-Advice-logo-min.png?width=160&height=60&name=Wise-Advice-logo-min.png)](https://www.wiseadvice.co.nz/) [![Wise-Advice-logo-min](https://blog.wiseadvice.co.nz/hs-fs/hubfs/Wise%20Advice_Logo/Wise-Advice-logo-min.png?width=160&height=60&name=Wise-Advice-logo-min.png)](https://www.wiseadvice.co.nz/) - [About us](https://www.wiseadvice.co.nz/about-us) - Industry - [Ecommerce Accounting](https://www.wiseadvice.co.nz/ecommerce-accounting) - [Hospitality Accounting](https://www.wiseadvice.co.nz/hospitality-accounting) - [Professional Services Accounting](https://www.wiseadvice.co.nz/professional-services-accounting) - [Crypto Accounting](https://www.wiseadvice.co.nz/crypto-accountant-nz) - Services & Pricing - [Business Accounting](https://www.wiseadvice.co.nz/business-accounting-package) - [Rental Property Accounting](https://www.wiseadvice.co.nz/rental-property-accounting) - Resource Center - [Business Resource and Tools](https://www.wiseadvice.co.nz/business-resources-and-tools) - [Blog](https://blog.wiseadvice.co.nz/) - [Contact Us](https://www.wiseadvice.co.nz/contact) - [Pukekohe Office](https://www.wiseadvice.co.nz/pukekohe-office) - [About us](https://www.wiseadvice.co.nz/about-us) - Industry - [Ecommerce Accounting](https://www.wiseadvice.co.nz/ecommerce-accounting) - [Hospitality Accounting](https://www.wiseadvice.co.nz/hospitality-accounting) - [Professional Services Accounting](https://www.wiseadvice.co.nz/professional-services-accounting) - [Crypto Accounting](https://www.wiseadvice.co.nz/crypto-accountant-nz) - Services & Pricing - [Business Accounting](https://www.wiseadvice.co.nz/business-accounting-package) - [Rental Property Accounting](https://www.wiseadvice.co.nz/rental-property-accounting) - Resource Center - [Business Resource and Tools](https://www.wiseadvice.co.nz/business-resources-and-tools) - [Blog](https://blog.wiseadvice.co.nz/) - [Contact Us](https://www.wiseadvice.co.nz/contact) - [Contact Us](https://www.wiseadvice.co.nz/contact) - [Pukekohe Office](https://www.wiseadvice.co.nz/pukekohe-office) [Call us now](https://www.wiseadvice.co.nz/tel:0800304040) [Client Login](https://wiseadvice.co.nz.practice.report/) [![](https://blog.wiseadvice.co.nz/hubfs/5%20ways%20to%20bring%20in%20more%20cash%20for%20your%20business.png)](https://blog.wiseadvice.co.nz/five-ways-to-bring-in-more-cash-for-your-business) [Business Advice](https://blog.wiseadvice.co.nz/tag/business-advice), [finance](https://blog.wiseadvice.co.nz/tag/finance-2), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [Management](https://blog.wiseadvice.co.nz/tag/management), [News](https://blog.wiseadvice.co.nz/tag/news), [Cov19](https://blog.wiseadvice.co.nz/tag/cov19) ### [Five Ways to Bring in More Cash for Your Business](https://blog.wiseadvice.co.nz/five-ways-to-bring-in-more-cash-for-your-business) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on October 29, 2020 [Read More](https://blog.wiseadvice.co.nz/five-ways-to-bring-in-more-cash-for-your-business) [![](https://blog.wiseadvice.co.nz/hubfs/24-1.png)](https://blog.wiseadvice.co.nz/pandemic-preparedness-tips-for-your-business) [Business Advice](https://blog.wiseadvice.co.nz/tag/business-advice), [finance](https://blog.wiseadvice.co.nz/tag/finance-2), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [Management](https://blog.wiseadvice.co.nz/tag/management), [News](https://blog.wiseadvice.co.nz/tag/news), [Cov19](https://blog.wiseadvice.co.nz/tag/cov19) ### [Pandemic Preparedness Tips for your Business](https://blog.wiseadvice.co.nz/pandemic-preparedness-tips-for-your-business) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on September 15, 2020 [Read More](https://blog.wiseadvice.co.nz/pandemic-preparedness-tips-for-your-business) [![](https://blog.wiseadvice.co.nz/hubfs/email%20banner.png)](https://blog.wiseadvice.co.nz/resurgence-wages-subsidy) [Business Advice](https://blog.wiseadvice.co.nz/tag/business-advice), [finance](https://blog.wiseadvice.co.nz/tag/finance-2), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [Management](https://blog.wiseadvice.co.nz/tag/management), [News](https://blog.wiseadvice.co.nz/tag/news), [Cov19](https://blog.wiseadvice.co.nz/tag/cov19) ### [New Wage Subsidies](https://blog.wiseadvice.co.nz/resurgence-wages-subsidy) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on August 18, 2020 Below are the recent updates with regards to the Wage Subsidy. [Read More](https://blog.wiseadvice.co.nz/resurgence-wages-subsidy) [![](https://blog.wiseadvice.co.nz/hubfs/Banner%202-1.png)](https://blog.wiseadvice.co.nz/8-lessons-to-starting-a-business) [Business Advice](https://blog.wiseadvice.co.nz/tag/business-advice), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [Management](https://blog.wiseadvice.co.nz/tag/management) ### [8 Lessons to Starting a Business](https://blog.wiseadvice.co.nz/8-lessons-to-starting-a-business) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on August 06, 2020 A new entrepreneur will encounter a million issues: legal setbacks, human resources, intellectual property, product development, marketing—the list is endless. Starting a business is a daunting ... [Read More](https://blog.wiseadvice.co.nz/8-lessons-to-starting-a-business) [![](https://blog.wiseadvice.co.nz/hubfs/photo-1551462577-9aaf3ff5d927.jpeg)](https://blog.wiseadvice.co.nz/why-creating-time-is-the-first-step-in-improving-your-hospitality-business-profitability) [Business Advice](https://blog.wiseadvice.co.nz/tag/business-advice), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [Management](https://blog.wiseadvice.co.nz/tag/management) ### [Why Creating Time is the First Step in Improving your Hospitality Business Profitability](https://blog.wiseadvice.co.nz/why-creating-time-is-the-first-step-in-improving-your-hospitality-business-profitability) By [Richard McLeod](https://blog.wiseadvice.co.nz/author/richard-mcleod) on August 06, 2020 Why do some bars, restaurants and cafés achieve outrageous success while so many make poor returns or even run out of cash and are forced to close their doors? For 15 years I was involved in a ... [Read More](https://blog.wiseadvice.co.nz/why-creating-time-is-the-first-step-in-improving-your-hospitality-business-profitability) [![](https://blog.wiseadvice.co.nz/hubfs/Blog%20post-1.png)](https://blog.wiseadvice.co.nz/ways-to-benchmark-your-business) [Business Advice](https://blog.wiseadvice.co.nz/tag/business-advice), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [Management](https://blog.wiseadvice.co.nz/tag/management) ### [Ways to benchmark your business](https://blog.wiseadvice.co.nz/ways-to-benchmark-your-business) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on June 26, 2020 For many business owners, determining the success of a business comes down to how much profit the company makes. Of course, finances are an important measure of an company’s overall success. If you ... [Read More](https://blog.wiseadvice.co.nz/ways-to-benchmark-your-business) [![](https://blog.wiseadvice.co.nz/hubfs/adults-arms-around-couple-1586481.jpg)](https://blog.wiseadvice.co.nz/how-to-maximize-your-assets-before-retirement-with-tactical-investing) [assets](https://blog.wiseadvice.co.nz/tag/assets), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [fixed assets](https://blog.wiseadvice.co.nz/tag/fixed-assets), [retirement](https://blog.wiseadvice.co.nz/tag/retirement), [Risk tolerance](https://blog.wiseadvice.co.nz/tag/risk-tolerance), [asset allocation](https://blog.wiseadvice.co.nz/tag/asset-allocation) ### [How to Maximize your Assets before Retirement with Tactical Investing](https://blog.wiseadvice.co.nz/how-to-maximize-your-assets-before-retirement-with-tactical-investing) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on April 06, 2020 Risk tolerance, time horizon, and asset allocation - you've dealt with these factors for a good part of your life, but now, in the face of retirement, they take on a more urgent and significant role. ... [Read More](https://blog.wiseadvice.co.nz/how-to-maximize-your-assets-before-retirement-with-tactical-investing) [![](https://blog.wiseadvice.co.nz/hubfs/WiseAdvice_November2017/Images/188210-636167159883190922-16x9.jpg)](https://blog.wiseadvice.co.nz/investment-basics-understanding-your-gains-and-losses) [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [income](https://blog.wiseadvice.co.nz/tag/income), [investing](https://blog.wiseadvice.co.nz/tag/investing), [investment](https://blog.wiseadvice.co.nz/tag/investment), [return](https://blog.wiseadvice.co.nz/tag/return) ### [Investment Basics - Understanding Your Gains And Losses](https://blog.wiseadvice.co.nz/investment-basics-understanding-your-gains-and-losses) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on March 30, 2020 When you're reviewing your investments, it's important to remember that income and returns come from two main sources, Capital Gains and Interim Income. [Read More](https://blog.wiseadvice.co.nz/investment-basics-understanding-your-gains-and-losses) [![](https://blog.wiseadvice.co.nz/hubfs/person-s-hand-1609512.jpg)](https://blog.wiseadvice.co.nz/4-tips-for-getting-your-business-through-tough-times) [cash flow](https://blog.wiseadvice.co.nz/tag/cash-flow), [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [small business](https://blog.wiseadvice.co.nz/tag/small-business) ### [4 Tips for Getting Your Business Through Tough Times](https://blog.wiseadvice.co.nz/4-tips-for-getting-your-business-through-tough-times) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on November 11, 2019 If you’re a small business owner whose company hasn’t gone through hard times, that’s great but it’s likely to happen at some point. As much as we dream about being brilliant enough at business that ... [Read More](https://blog.wiseadvice.co.nz/4-tips-for-getting-your-business-through-tough-times) [![](https://blog.wiseadvice.co.nz/hubfs/arrow-blond-hair-chess-pieces-1406360.jpg)](https://blog.wiseadvice.co.nz/using-smart-goals-to-achieve-more) [Financial Planning](https://blog.wiseadvice.co.nz/tag/financial-planning), [goal](https://blog.wiseadvice.co.nz/tag/goal) ### [Using Smart Goals to Achieve More](https://blog.wiseadvice.co.nz/using-smart-goals-to-achieve-more) By [Wise Advice Team](https://blog.wiseadvice.co.nz/author/wise-advice-team) on September 30, 2019 As a small business owner, you’re likely always looking for ways to achieve more. Maybe you made a New Year’s resolution about it. You might have resolved to make more money, find more clients, or ... 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